Based on the increasingly poor service banks in the State of Colorado provide it makes sense to follow the example of a friend of many years: He keeps most of his money in a safe located in the floor of his house.
Why so many financial institutions are of the opinion that treating the customer poorly makes for good business defies logic and reason. Perhaps they believe that the lack of competition is justification for charging fee after fee for fewer and fewer services, and poor customer service.
A challenge to all Coloradans: Do you have a bank you can count on? Or do you prefer the repurposed Christmas cookie tin stored under the bed?